Whether you’re buying a home that needs a little love — or upgrading the one you already own — Layton Mortgage’s Renovation Loan lets you roll the cost of improvements right into your mortgage.


One loan. One payment. Endless possibilities.

Whether you’re buying a home that needs a little love — or upgrading the one you already own — Layton Mortgage’s Renovation Loan lets you roll the cost of improvements right into your mortgage.


One loan. One payment. Endless possibilities.

How a Renovation Loan Works

— In 3 Simple Steps

How a Renovation Loan Works — In 3 Simple Steps

Step 1: Get Pre-Qualified

We’ll help you determine how much you can borrow, including renovation costs.

Step 2: Plan Your Upgrades

From kitchen remodels to roof repairs, include your renovation budget directly in your loan.

Step 3: Close Once, Pay Once

Enjoy one convenient mortgage payment that covers both your home and your improvements.

ELIGIBLE PROJECTS

Perfect For:

  • Kitchen or bathroom remodels

  • Roof or foundation repairs

  • Flooring and window upgrades

  • Energy efficiency improvements

  • Room additions or garage conversions

  • Cosmetic updates or major renovations

If it adds value to your home — it may qualify!

ELIGIBLE PROJECTS

Perfect For:

  • Kitchen or bathroom remodels

  • Roof or foundation repairs

  • Flooring and window upgrades

  • Energy efficiency improvements

  • Room additions or garage conversions

  • Cosmetic updates or major renovations

If it adds value to your home — it may qualify!

Your Home, Your Vision

— Our Expertise.

Your Home, Your Vision

— Our Expertise.

  • Trusted renovation lending experience

  • Transparent process from start to finish

  • Fast approvals and competitive rates

  • Licensed and growing nationwide

  • Personal guidance from real mortgage professionals

Layton Mortgage combines expertise and integrity to help you finance your home improvements with confidence.

Your Home, Your Vision

— Our Expertise.

Your Home, Your Vision

— Our Expertise.

  • Trusted renovation lending experience

  • Transparent process from start to finish

  • Fast approvals and competitive rates

  • Licensed and growing nationwide

  • Personal guidance from real mortgage professionals

Layton Mortgage combines expertise and integrity to help you finance your home improvements with confidence.

Frequently Asked Questions

Can I use this loan to buy and fix a home?

Yes! Renovation loans are ideal for purchasing a fixer-upper.

Can I use this for my current home?

Absolutely. Refinance your existing mortgage and include your renovation costs.

What kind of improvements qualify?

Most projects that add value — from small updates to full remodels.

Is it better than a personal loan?

Yes — you’ll enjoy lower rates, longer terms, and one single mortgage payment.

Layton Mortgage is a multi-channel mortgage broker

that offers the excellent rates and a diverse array of

mortgage loan products for Purchase, Refinance & Reverse.

Layton Mortgage is a multi-channel mortgage broker that offers the excellent rates and a diverse array of mortgage loan products for Purchase, Refinance & Reverse.

Name: Travis Downs

Title: Sr. National Production Manager

Phone Number: (817) 458-8239

Email Address: [email protected]

NMLS License: 2069034

(801) 428-9479 | LAYTON FINANCIAL SERVICES CORP DBA: LAYTON MORTGAGE | NMLS # 1922806 | www.LAYTON-MORTGAGE.COM

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